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Accident Claims Information

Important Information About Accident Claims

Accidents claims are on the rise. It could be at home, at work, out on the street, at a business or even on the road, most accidents are usually a result of negligence on the part of someone charged with responsibility. The law states that any person who suffers injury due to negligence by someone else should be compensated for their pain and suffering, as well as any other losses incurred. The injured person has a right to file for accident compensation claims.

Employers Liability Insurance

Some of the more common accidents happen at the workplace. Workers are supposed to be offered adequate protection at work by their employers. In fact, the law requires employers to provide their employees with a safe working environment as well as safety clothing and equipment. With the exception of certain types of organizations such as local authorities and the police, all employers are obliged to purchase compulsory Employers Liability Insurance in accordance with the Employers Liability (Compulsory Insurance) Act of 1969.

Accident Reporting

If an accident takes place at work and an employee gets injured, they are required to report the incident to their immediate supervisor, or to top management. The workplace should have a special accidents reporting book where all accidents as well as incidents are recorded. This not only ensures a record is kept of all accidents in case a reference is needed, but also acts to inform management of areas where extra attention needs to be paid, in terms of safety.

Medical Reports

When an accident occurs at a construction site, on the street or even at a business premise, one of the best steps to take is first seek medical attention and have the attending health professional write a report regarding the injuries and their nature. It is also important to speak to a legal counsel and seek their advice regarding the possibility of filing accident claims. Depending on the details, a specialized personal accident No Win No Fee solicitor should be in a position to advise their clients regarding the accident.

Accident Claim Process

The accident claim processing time may be long or short, depending on the complexities of individual cases. In some instances, employers or their insurance firms, or other parties may decide to settle out of court. These settlements are usually negotiated between the aggrieved party and the opposing side. It usually involves the lawyers as well as the people they represent. This is usually the quickest means for victims to receive compensation. Should an accident claim proceed to a full trial at a court of law, then the hearings and the trial may take a long time, with lawyers arguing about the merits and demerits of each case.

Personal Injury Lawyers

In order to file a successful accident claim, workers should seek assistance as well as advice from lawyers, especially those that specialize in personal accident claims. Many will operate on a No Win No Fee basis. A good personal injury lawyer will be able to determine whether a case is serious enough to warrant a compensation claim and how much compensation needs to be applied for. Compensation payments are meant to compensate an injured worker for the pain and anguish they suffered as well as for other losses incurred, including time off work as well as medical bills and expenses.

Next Steps

If you need an immediate response to a specific situation or have questions beyond the scope of the information on this page, talk to an accident claims expert at First4Lawyers, who are specialist no win no fee solicitors.